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Short-term Major Medical Insurance  - (Temporary Health Insurance)

If you are:

  • Between Health Insurance Plans

  • In college or graduating from college

  • Looking for an affordable alternative to COBRA

  • A part-time or temporary worker

  • Just laid off or unemployed

Quick Easy Hassle Free Health Insurance, short-term medical coverage, is a wonderful affordable temporary health insurance alternative to expensive long-term permanent coverage-- especially if you are between health plans. 

Short-term medical was designed to offer quality comprehensive emergency medical protection to those persons whose old coverage, perhaps through an ex-employer had ended and whose new coverage being offered through a new employer had not yet started. 

Short-term medical offers a wonderful AFFORDABLE alternative to COBRA as well for healthy people. Persons covered through their past employer's plan under COBRA need to be certain that they understand they will be giving up coverage for pre-existing conditions if opting for short-term medical insurance instead of continuing their COBRA coverage. People with serious pre-existing conditions on expensive medications are not in any position to be seeking more affordable alternatives through short term medical plans and are  better off keeping their COBRA coverage to ensure ongoing treatment for their medical problems.

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Short-term medical provides:

  1. Guaranteed Acceptance at published rates IF you can answer "NO" to health questions asked on the application

  2. Comprehensive in-patient and out-patient medical protection, including surgery, intensive care, emergency room, therapies, doctors visits and more

  3. Ability to go to any doctor or hospital

  4. No Primary care physician requirements

  5. Major Medical and Hospitalization Coverage for the exact number of days you need up to usually 185 days or up to 36 months with some carriers

Frequently Asked Questions (FAQ's) about Short-term Medical Insurance  CLICK HERE

Short-term Medical is Affordable:

Strength + Size = Quality + Savings = a better short-term medical value for you! 


What Do Assurant Company's underwritten by John Alden and Time Short-term medical plans Cover?

  •        Benefits include your choice of between $1 Million and $5
           Dollar     Lifetime Maximums per person.

  •        Along with full inpatient and outpatient benefits 
            doctors visits and  prescription drugs are included
           as part of the  insurance benefits unlike some
           other plans

  •        Optional first dollar coverage for accidents is available
           where the deductible is waived

  •        Choose any doctor or hospital you want to see anywhere.

  •        No primary Care Physician Requirements and

  •        Much More! Get FREE quotes for John Alden Short-term
    medical insurance now.

Need Help with the on-line Application? 

Prefer us to mail or fax you a brochure and application?

Have Questions about coverage  not answered in the FAQ section? 

PLEASE CALL US FOR ASSISTANCE at 1-888-848-7708. We'd be happy to return your call and help walk you through the application and answer any questions as they arise if you'd like. 

 

 Can I get a hard copy of the John Alden plan 
details, rates and application and look at it off-line? 

YES!  You may print out the brochure and application  and apply by mail later if you reside in RI or CT . See below.

NOTE: Printable applications require the Adobe Acrobat
 Reader to view and print the brochure/application. If you do not already
have this FREE program. Click here to get it now! 

Click Below for
FREE BROCHURES and APPLICATIONS for SHORT TERM MEDICAL INSURANCE

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*The carriers we use guarantee your satisfaction! 

**Be sure to read EXCLUSIONS & LIMITATIONS for any health insurance
   plan you are considering.